Privacy Principles
PRIVACY PRINCIPLES
FACTS: What does Fidelity Bank and Oklahoma Fidelity Bank, a division of Fidelity Bank, do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and transaction history
- account balances and payment history
- credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Fidelity Bank and Oklahoma Fidelity Bank, a division of Fidelity Bank, choose to share; and whether you can limit this sharing.
Reasons we can share your personal information |
Does Fidelity Bank and Oklahoma Fidelity Bank share? |
Can you limit this sharing? |
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes— to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes— information about your transactions and experiences |
Yes | No |
| For our affiliates’ everyday business purposes— information about your creditworthiness |
No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
Application permissions
Users of the secure Fidelity Bank and Oklahoma Fidelity Bank mobile banking apps downloaded from Google Play and the Apple App Store have access to a variety of features, some of which require permissions. These permissions are optional. The following is an overview of the different permissions and which functions they support:
| Permission | Function |
| Camera | Allowing the application to access your device’s camera enables you to utilize mobile deposit to deposit paper checks into your account. |
| Location | Allowing the application to access your location enables you to utilize mapping features to find nearby banking offices, ATMs and Interactive Banking Machines. |
| Access to external storage | Allowing access to external storage, including files and media, on your device enables you to include attachments when sending secure messages through the app. |
| Contacts | Allowing access to the contacts stored on your device enables you to select recipients for person-to-person payments. |
| Audio | Allowing access to your device’s microphone enables you to use chat features to receive support. |
| Phone state | Allowing access to information about your device for identification purposes, enables you to utilize features related to malware/anti-phishing for Easy Solutions integration, when available. |
| Images | Allowing access to images stored on your device enables you to capture receipt images and deposit paper checks into your account using mobile deposit. |
Who We Are & What We Do
Fidelity Bank and Oklahoma Fidelity Bank, a division of Fidelity Bank.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Third parties who access personal information are required by contract to use the information only for the specific authorized purpose and further protect the personal information from unauthorized access.
We collect your personal information, for example, when you
- open an account or show your government-issued ID
- pay your bills or apply for a loan
- use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include companies with a Fidelity name; financial companies such as Fidelity Financial Corporation and nonfinancial companies such as Fidelity Management Company.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Fidelity Bank and Oklahoma Fidelity Bank, a division of Fidelity Bank, do not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include financial service companies and credit card companies.